BPC：2023年开放银行革命需要灵活的API连接报告（英文版）

Open Banking is already having a dramatic effect on consumer finance, with services such as instant payments, credit scoring, refunds and subscription payments being implemented from China to Norway. The UK’s Open Banking Implementation Entity (OBIE) report2 that adoption of Open Banking services doubled in that country between 2021 and 2022, and that more than 11% of British consumers now use at least one Open Banking service, with Open Banking payments – to take one example – rising at arou