BPC：2023年卡片即服务：卡片现代化的关键报告（英文版）

This thought leadership paper by Aite-Novarica Group examines how banks cope with changes in a challenging environment and the options they have for updating their payment technology. It outlines current trends in retail payments and evaluates the need for banks to modernize their payment infrastructure by adopting the Cards-as-a-Service (CaaS) model. CaaS is a model of delivering payment card services to customers through a third-party provider. It typically involves outsourcing the manage